- Direct Subsidized
A Direct Subsidized Loan is a type of federal student loans (made through the William D. Ford Federal Direct Loan Program) where a borrower isn’t generally responsible for paying interest while in an in-school, grace*, or deferment period.
- Direct Unsubsidized
An unsubsidized loan borrowed through the Direct Loan Program offers undergraduate, graduate, and professional students a low, fixed interest rate and flexible repayment terms. Financial need is not required to qualify.
- Direct PLUS
Direct PLUS Loans are federal loans that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.
- Direct Consolidation
A Direct Consolidation Loan allows you to consolidate (combine) one or more federal education loans into a new Direct Consolidation Loan for the purpose of lowering your monthly payment amount or gaining access to federal forgiveness programs.
For more information on student loans check out the links below from StudentAid.gov
https://studentaid.gov/help-center/answers/article/direct-subsidized-loan
https://studentaid.gov/help-center/answers/article/unsubsidized-loan